by Joe Allaria CFP®, MBA | May 31, 2021 | Article, Retirement Planning
7 Social Security Mistakes & How to Avoid Them Key Takeaways: Social Security is more complex than most people realize, and common mistakes—like filing too early or overlooking spousal, survivor, or divorced benefits—can cost you thousands over your lifetime. You...
by Joe Allaria CFP®, MBA | Apr 20, 2021 | Article, Retirement Planning, Risk Management
Identity Theft & How to Protect Against Cyber Attacks (15 Ways) Key Takeaways: Identity theft is increasingly common, but many cyber losses are preventable with some simple, consistent security habits. Steps like freezing your credit, using strong passwords and...
by Joe Allaria CFP®, MBA | Mar 23, 2021 | Article, Portfolio Management, Retirement Planning, Risk Management
Should I Invest Near a Market High? Key Takeaways: Even when markets are near all-time highs, history shows they often keep going up over time, so “waiting for a dip” can mean missing growth. Trying to perfectly time your entry into the market is nearly impossible and...
by Joe Allaria CFP®, MBA | Feb 26, 2021 | Article, Portfolio Management, Retirement Planning
Is the 60/40 Portfolio Dead? Key Takeaway:The classic 60/40 portfolio isn’t “dead,” but with today’s low interest rates, investors should expect lower bond returns than in the past. The 60/40 portfolio has been a common strategy for investors, especially those near...
by Joe Allaria CFP®, MBA | Jan 27, 2021 | Article, Estate Planning, Portfolio Management, Tax Planning
5 Financial Impacts of the Democrat Blue Wave Key Takeaways: Historically, markets have done reasonably well under all political combinations, so a unified Democratic government isn’t a reason by itself to bail on stocks. While higher taxes, more deficit spending, a...
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