by Joe Allaria CFP®, MBA | Jul 15, 2026 | Article, Estate Planning, Retirement Planning, Tax Planning
Illinois Estate and Inheritance Taxes: What Retirees Should Know Key Takeaways Illinois can tax an estate that owes the federal government nothing. The state’s exclusion sits far below the federal one, so families who assume estate tax is someone else’s...
by Joe Allaria CFP®, MBA | Dec 20, 2024 | Article, Estate Planning, Risk Management
Term vs. Whole Life Insurance Choosing between whole and term life insurance can be challenging, as each offers unique benefits and drawbacks. This article breaks down the key differences to help you make an informed decision that aligns with your financial goals and...
by Joe Allaria CFP®, MBA | Oct 16, 2024 | Article, Estate Planning, Risk Management
How Much Life Insurance Do I Need? When determining how much life insurance you need, several factors come into play. For those who need to address uncovered risks, it can be a fantastic financial planning tool. But how do you decide on the right amount of coverage?...
by Joe Allaria CFP®, MBA | Apr 10, 2024 | Article, Estate Planning, Portfolio Management
Assets and Aging: Should Parents & Adult Children Co-Own Assets? Navigating the complexities of assets and aging is a common challenge for many individuals in their 50s and 60s today. One significant aspect of this responsibility involves managing the financial...
by Joe Allaria CFP®, MBA | Jan 27, 2021 | Article, Estate Planning, Portfolio Management, Tax Planning
5 Financial Impacts of the Democrat Blue Wave Democrats swept the 2020 elections, which means investors are evaluating how that could impact their portfolios, taxes, and overall economic recovery. Forecasts are mixed, but investors are encouraged to keep a long-term...
by Joe Allaria CFP®, MBA | Nov 30, 2020 | Article, Estate Planning, Retirement Planning, Tax Planning
College Savings: Is a 529 Plan Right for Your Child? A 529 College Savings Plan could be a great way to contribute to your child’s financial future, but is it the best? Tax-advantaged accounts, like 529s, also come with restrictions and less flexibility to offset...
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