Helping you build & preserve your wealth in your retirement years.

Retirement Planning Services

Our retirement planning services help clients approach their retirement with the clarity and confidence needed to truly enjoy their post-working years.

We help with crucial retirement planning items like:

  • When can you safely retire?
  • How to maximize your retirement income?
  • How to protect against running out of money?
  • How to provide reliable paychecks after you stop working?
  • How to maximize Social Security?
  • How to optimize your Medicare coverage?
  • How to plan for unexpected future events?

Retirement planning is all about creating a road map that is unique to you. We provide a customized, digital financial plan that allows you to see the potential impact of certain “what-if” scenarios that may be of concern to you. This could include the possibility of a long-term care event, reduced Social Security benefits, or even an extended life expectancy.

On the positive side, we can also show you how your plan looks if we add in allowances for things like travel, gifting to grandchildren, or purchasing a new car or home.

Because we specialize in working with individuals 50 and older, we are also well-versed with important topics like Social Security and Medicare, which are often misunderstood by new and aspiring retirees. We’ll guide you every step of the way to help you make the best decision possible with these two major pieces of your retirement plan.

For a free retirement analysis, click the button below to schedule a 15-minute call.

Step #1: Schedule 15-Minute Phone Call

Additional Retirement Planning Resources

2024 IRS Cost of Living Adjustments

The IRS has announced new contribution limits for Traditional IRAs, Roth IRAs, 401(k)s, and Simple IRAs for 2024, along with updated Standard Deduction amounts and Marginal Tax Brackets.The IRS has released its 2024 cost of living adjustments, which include new...

Secure Act 2.0: Top 10 Changes

Secure Act 2.0 has been passed and continues to build upon retirement legislation that was passed in the original Secure Act of 2019. The bill is filled with dozens of changes to previous retirement law and provisions will be phased in over the next several years, with some starting immediately in 2023.

Social Security Loopholes

The Bipartisan Budget Act of 2015 made some significant changes to a few key Social Security filing strategies. Specifically, the legislation removed some well-known loopholes that were used by many to increase spousal benefits. These loopholes involved the file-and-suspend and restricted filing strategies.

Year-End Strategies to Lower Taxes & Optimize Investments

When a new year is approaching, that means the window for certain opportunities is closing. Taking advantage of a few simple year-end strategies can help save you taxes and increase your bottom line. The year is almost over, and it has certainly been a bumpy one for the financial markets….

Roth Conversions: Good Idea?

Roth conversions are the repositioning of assets in a Traditional IRA or qualified employer sponsored retirement plan to a Roth IRA. This strategy could make sense for investors even as they approach retirement, but it’s important to understand the implications that may arise. We know that taxes are one of life’s inevitables…

Retirement Investing: Is it Different?

Retirement investing isn’t completely different than investing prior to retirement. The same risks and thought patterns should apply. However, the end strategy will likely look different due to expected withdrawals during the retirement phase. It’s no secret that retirement investing can seem more…

5 Bear Market Mistakes to Avoid

Bear markets can make it difficult for investors to stay the course. Stock market volatility and negative headlines give the impression that you should be doing something and poor investor behavior may begin to emerge. Stock market investing can be emotionally challenging in a bear market, especially when combined with a major world….

Stocks During a War: Should You Worry?

The Russia-Ukraine conflict has left many investors worried as they wonder what will happen to their stocks during the war. That is why it is especially important during times of heightened volatility and uncertainty to remember the fundamentals of investing and the keys to mastering behavioral finance.

Monte Carlo vs. Linear Planning for Retirement Projections

Retirement planning often includes making assumptions on future unknowns. To avoid negative outcomes down the road, it’s best to understand a range of possible outcomes using either Monte Carlo simulations or a series of linear projections. Planning for retirement is both an art and a science.

Annuities: Pros, Cons, and What are They, Anyway?

Some people love them. Some hate them! So, are annuities good or are they bad? The truth is that because there are so many different types of annuities, they cannot all be characterized as either good or bad. Each annuity should be evaluated independently based on each individual’s situation.

No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.