618.288.9505 info@carsonallaria.com

Retirement Planning

Helping you build & preserve your wealth in your retirement years.

Interactive “What-If” Scenario Planning

Future Cash-Flow Projection Analysis

Cash Management and Withdrawal Strategies

Social Security Maximization Strategies

Pension Maximization Strategies

Annuity Evaluation and Monitoring

Retirement Plan Contribution Strategies

401(k) and Qualfied Plan Advice

Helping Avoid Mistakes on Major Decisions

As you approach the end of your working years, you will be faced with the decision of when to finally retire. Retire too early and risk running out of money. Retire too late and forego valuable retirement years. You must also decide how much you can spend in retirement, when should you begin Social Security, what pension option should you choose, and how to properly structure your investment portfolio during the distribution phase.

In the area of retirement planning, we will help you make all of the important decisions you will be faced with both prior to, during, and after you retire.

Additional Retirement Planning Resources

5 Investing Lessons Football Taught Me

As a former athlete, I’ve had the benefit of being around many great coaches over the years, and with great coaches come great one-liners. Although simple, and sometimes cryptic, these teachable sayings carry much weight. Within them are lessons that are…

When Can I Access My Retirement Accounts?

Do you always have to wait until 59 1/2 to access your retirement accounts without paying penalties? Does a 401(k) work the same as an IRA? Are there exceptions to the withdrawal restrictions?

How the Financial Media Hurts Investors

Isn’t it interesting how human beings are drawn to drama? For some reason, we watch the news more when there is a crisis, tragedy, or natural disaster taking place. This is precisely why the financial media is always incentivized to create a crisis…

Are Annuities Bad for Consumers?

Q: Are annuities bad for consumers? A: Like many things in the world of investing, it’s almost impossible to make a broad generalization about a specific investment and then claim that the generalization will apply to everyone. That’s the downside of any broad generalization…

What Financial Advice Should I Give My Child?

Q: My children are getting older and one just graduated from high school. What is the best advice I can give them about money? A: First off, congratulations to your child on graduating! This is a great question and a perfect time to explore some key…

5 Reasons to Stop Caring About How Your Portfolio Stacks Up

Regardless of what stage of life you’re in, it’s natural to wonder how your portfolio stacks up to that of your peers. In fact, I’ve received that very question quite often. With that said, here are 5 reasons to stop comparing your portfolio to your peers…

The Worst Mother’s Day Gift

Our mothers have such an important role in all our lives. They tirelessly care for us from infancy to adulthood, usually sacrificing the things they want to do or have for us. As we celebrate Mother’s Day this year, consider the following situations as things you don’t want to give your wife this Mother’s…

How Can I Get On Track for Retirement?

In my experience, I’ve found that many people want to get on track toward retirement, but don’t take action because they feel overwhelmed. Here are a few simple changes that could end up having a significant impact on your long-term retirement plan…

A Social Security Loophole that Still Exists

The Bipartisan Budget Act of 2015 made some significant changes to a few key Social Security filing strategies. Specifically, the legislation removed some well-known loopholes that were used by many to increase spousal benefits. These loopholes involved…

No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.

Find Us

CarsonAllaria Wealth Management
2246 S. State Route 157, Suite 225
Glen Carbon, IL 62034

Serving Greater St. Louis

Contact Us

Phone Number: 618.288.9505
Fax Number: 618.288.9506
Email: info@carsonallaria.com

About CarsonAllaria Wealth Management

CarsonAllaria Wealth Management is an independent, Registered Investment Advisor (RIA), registered with the SEC. You can check out our firm and our advisors at adviserinfo.sec.gov.

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All material provided by CarsonAllaria Wealth Management (CAWM or firm) is for informational purposes only. By accessing or otherwise using this website, you agree to be bound by the terms and conditions set forth below.

Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results and may have been impacted by events and economic conditions that will not prevail in the future. Therefore, it should not be assumed that future performance of any specific security, investment product or investment strategy referenced on the website, either directly or indirectly, will be profitable or equal to the corresponding indicated performance level(s).

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Any reference to a market index is included for illustrative purposes only, as it is not possible to directly invest in an index. Indices are unmanaged, hypothetical vehicles that serve as market indicators and do not account for the deduction of management fees or transaction costs generally associated with investable products, which otherwise have the effect of reducing the performance of an actual investment portfolio.

*73% of financial advisors do not have a succession plan. Study conducted by the Financial Planning Association and Janus Henderson Investors. Statistic was cited in the CNBC.com article at https://www.cnbc.com/2019/04/29/a-majority-of-financial-advisors-lack-a-succession-plan.html

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