fbpx
618.288.9505 info@carsonallaria.com

Retirement Planning

Helping you build & preserve your wealth in your retirement years.
Interactive “What-If” Scenario Planning

Future Cash Flow Projection Analysis

Cash Management and Withdrawal Strategies

Social Security Maximization Strategies

Pension Maximization Strategies

Annuity Evaluation and Monitoring

Retirement Plan Contribution Strategies

401(k) and Qualfied Plan Advice

 

 

As you approach the end of your working years, you will be faced with the decision of when to finally retire. Retire too early and risk running out of money. Retire too late and forego valuable retirement years. You must also decide how much you can spend in retirement, when should you begin Social Security, what pension option should you choose, and how to build a portfolio to produce maximum income for you to live off of?

In the area of retirement planning, we will help you make all of the important decisions you will be faced with both prior to, during, and after you retire.

Additional Retirement Planning Resources

Are Annuities Bad for Consumers?

Q: Are annuities bad for consumers? A: Like many things in the world of investing, it’s almost impossible to make a broad generalization about a specific investment and then claim that the generalization will apply to everyone. That’s the downside of any broad generalization…

What Financial Advice Should I Give My Child?

Q: My children are getting older and one just graduated from high school. What is the best advice I can give them about money? A: First off, congratulations to your child on graduating! This is a great question and a perfect time to explore some key…

5 Reasons to Stop Caring About How Your Portfolio Stacks Up

Regardless of what stage of life you’re in, it’s natural to wonder how your portfolio stacks up to that of your peers. In fact, I’ve received that very question quite often. With that said, here are 5 reasons to stop comparing your portfolio to your peers…

The Worst Mother’s Day Gift

Our mothers have such an important role in all our lives. They tirelessly care for us from infancy to adulthood, usually sacrificing the things they want to do or have for us. As we celebrate Mother’s Day this year, consider the following situations as things you don’t want to give your wife this Mother’s…

How Can I Get On Track for Retirement?

In my experience, I’ve found that many people want to get on track toward retirement, but don’t take action because they feel overwhelmed. Here are a few simple changes that could end up having a significant impact on your long-term retirement plan…

A Social Security Loophole that Still Exists

The Bipartisan Budget Act of 2015 made some significant changes to a few key Social Security filing strategies. Specifically, the legislation removed some well-known loopholes that were used by many to increase spousal benefits. These loopholes involved…

Here’s the Prescription

Improving someone’s financial health is a lot like improving their physical health. The challenges include diagnosis of the current situation, development of the appropriate course of action, and sticking with the treatment plan. Click here to read…

What Positive Financial Moves Can I Make in 2019?

A new year brings a fresh start and a sense of new opportunities. It’s a great time to set goals and make improvements in all areas of life. Financial goals are, of course, wonderful goals to focus on in any year. But, it can be difficult to know where…

No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.
Top