by Joe Allaria CFP®, MBA | Dec 11, 2021 | Article, Tax Planning
Charitable Donations Using Stock, Not Cash Key Takeaways: Donating appreciated stock directly to charity lets you support causes you care about while avoiding capital gains tax on those shares. You can replenish your investment account with cash you would’ve donated...
by Joe Allaria CFP®, MBA | Oct 28, 2021 | Article, Retirement Planning
Monte Carlo vs. Linear Planning for Retirement Projections Key Takeaways: Monte Carlo simulations show a wide range of possible retirement outcomes using thousands of randomized scenarios, but their complexity can make them hard to interpret. Simple linear projections...
by Joe Allaria CFP®, MBA | Sep 28, 2021 | Article, Portfolio Management, Retirement Planning
Annuities: Pros, Cons, and What are They, Anyway? Key Takeaways: Annuities are insurance contracts that can offer tax-deferred growth and guaranteed income, but different types work very differently and need to be evaluated on their own. The main drawbacks of...
by Joe Allaria CFP®, MBA | Aug 17, 2021 | Article, Portfolio Management, Retirement Planning
EQ vs. IQ When Investing Key Takeaways: Successful investing depends more on managing your emotions than having a high IQ, because fear and “market fatigue” often lead to bad decisions. Raising your investing EQ starts with knowing how you and your portfolio react to...
by Joe Allaria CFP®, MBA | Jun 29, 2021 | Article, Retirement Planning, Risk Management
7 Medicare Questions You Should Know How to Answer if You’re Over 60 Key Takeaways: Medicare is widely misunderstood, so it’s important to know what it is, how Parts A, B, C, and D work, and what they do and don’t cover before you enroll. Your premiums,...
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