by Joe Allaria CFP®, MBA | Dec 2, 2019 | Article, Portfolio Management, Retirement Planning, Tax Planning
What Tax and Contribution Limit Changes Will Take Place in 2020? Key Takeaways: For 2020, the elective deferral limit for 401(k)/403(b)/457(b)/Roth 401(k) plans is $19,500, with a $6,500 catch-up for people 50+. For 2020, Traditional IRA and Roth IRA contributions are...
by Joe Allaria CFP®, MBA | Nov 30, 2019 | Article, Retirement Planning
Income Planning: Different Than Financial Planning? Retirement nest eggs do not grow themselves. Getting to retirement typically takes years of hard work, a few good investment choices, and an incredible amount of discipline. But, while the formula for success in the...
by Joe Allaria CFP®, MBA | Oct 9, 2019 | Article, Portfolio Management, Retirement Planning
5 Investing Lessons Football Taught Me As a former athlete, I’ve had the benefit of being around many great coaches over the years, and with great coaches come great one-liners. Although simple, and sometimes cryptic, these teachable sayings carry much weight. Within...
by Joe Allaria CFP®, MBA | Sep 9, 2019 | Article, Portfolio Management, Retirement Planning, Tax Planning
When Can I Access My Retirement Accounts? When Can I Access My Retirement Accounts? Retirement accounts offer attractive tax benefits that make them a key part to long-term financial planning. However, with those benefits, there are also certain limitations and...
by Joe Allaria CFP®, MBA | Sep 9, 2019 | Article, Retirement Planning
How the Financial Media Hurts Investors Isn’t it interesting how human beings are drawn to drama? For some reason, we watch the news more when there is a crisis, tragedy, or natural disaster taking place. However, when things seem to be going well, we suddenly become...
by Joe Allaria CFP®, MBA | Jul 5, 2019 | Article, Portfolio Management, Retirement Planning
Are Annuities Bad for Consumers? Q: Are annuities bad for consumers? A: Like many things in the world of investing, it’s almost impossible to make a broad generalization about a specific investment and then claim that the generalization will apply to everyone. That’s...
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