by Joe Allaria CFP®, MBA | Mar 4, 2020 | Article, Portfolio Management
Staying Invested During Volatile Markets Key Takeaways: Market volatility is normal, with S&P 500 drops of 10% or more happening about once per year, 15% about once every four years, and 20% about once every seven years. Financial media and market “experts” are...
by Joe Allaria CFP®, MBA | Feb 13, 2020 | Article, Portfolio Management, Retirement Planning
5 Key Ingredients to a Good Financial Recipe Key Takeaways: Good financial outcomes usually come from preparation—setting clear goals and steps instead of winging it. Build flexibility and balance by avoiding investments that lock you in and diversifying beyond a...
by Joe Allaria CFP®, MBA | Jan 13, 2020 | Article, Estate Planning, Portfolio Management, Retirement Planning, Tax Planning
5 Things the SECURE Act Has Changed for Individuals Key Takeaways: Required minimum distributions now start at age 72 (with the first one due by April 1 of the following year). Most non-spouse inherited IRA beneficiaries can no longer stretch withdrawals over a...
by Joe Allaria CFP®, MBA | Dec 2, 2019 | Article, Portfolio Management, Retirement Planning, Tax Planning
What Tax and Contribution Limit Changes Will Take Place in 2020? Key Takeaways: For 2020, the elective deferral limit for 401(k)/403(b)/457(b)/Roth 401(k) plans is $19,500, with a $6,500 catch-up for people 50+. For 2020, Traditional IRA and Roth IRA contributions are...
by Joe Allaria CFP®, MBA | Oct 9, 2019 | Article, Portfolio Management, Retirement Planning
5 Investing Lessons Football Taught Me As a former athlete, I’ve had the benefit of being around many great coaches over the years, and with great coaches come great one-liners. Although simple, and sometimes cryptic, these teachable sayings carry much weight. Within...
by Joe Allaria CFP®, MBA | Sep 9, 2019 | Article, Portfolio Management, Retirement Planning, Tax Planning
When Can I Access My Retirement Accounts? When Can I Access My Retirement Accounts? Retirement accounts offer attractive tax benefits that make them a key part to long-term financial planning. However, with those benefits, there are also certain limitations and...
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