by Joe Allaria CFP®, MBA | Oct 28, 2021 | Article, Retirement Planning
Monte Carlo vs. Linear Planning for Retirement Projections Key Takeaways: Monte Carlo simulations show a wide range of possible retirement outcomes using thousands of randomized scenarios, but their complexity can make them hard to interpret. Simple linear projections...
by Joe Allaria CFP®, MBA | May 31, 2021 | Article, Retirement Planning
7 Social Security Mistakes & How to Avoid Them Key Takeaways: Social Security is more complex than most people realize, and common mistakes—like filing too early or overlooking spousal, survivor, or divorced benefits—can cost you thousands over your lifetime. You...
by Joe Allaria CFP®, MBA | Nov 24, 2020 | Article, Portfolio Management
What to Do in Retirement Key Takeaways: Retirement usually feels better (and lasts longer) when you’re retiring to something—purpose, people, and a plan—not just away from work. A satisfying retirement often comes from intentionally building structure: how you’ll...
by Joe Allaria CFP®, MBA | Sep 21, 2020 | Article, Portfolio Management, Retirement Planning, Tax Planning
5 Ways to Get More Money in a Roth IRA Key Takeaways: If you’re eligible, the simplest way to add to a Roth IRA is to contribute from earned income, but higher income can limit or phase out direct Roth contributions. If you make too much to contribute directly, the...
by Joe Allaria CFP®, MBA | Aug 17, 2020 | Article, Portfolio Management, Retirement Planning
The 3 Biggest Surprises of Retirement Key Takeaways: Many retirees find they’re busier and more engaged at first, but a long-term plan matters because travel and hobbies can fade and leave a lifestyle void. Medicare at 65 often surprises people by being relatively...
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