by Joe Allaria | Nov 3, 2018 | Article, Portfolio Management, Retirement Planning
A group of advisors from our firm recently attended a conference for 401(k) plan advisors and that conference happened to be in lively Las Vegas, Nevada. We expected the poker tables, blackjack tables, and slot machines, but didn’t expect the lesson in...
by Joe Allaria | Oct 5, 2018 | Article, Retirement Planning, Tax Planning
You may have heard that that IRS requires individuals over the age of 70 ½ to begin taking distributions on their tax-deferred retirement accounts, forcing them to pay taxes on a portion of their IRAs, 401(k)s, etc. during their lifetime. These distributions are...
by Joe Allaria | Sep 9, 2018 | Article, Risk Management
I’ve found that most are rarely excited to allocate any portion of their income toward life insurance. However, most understand that life insurance can provide unique benefits for a variety of scenarios. So while it’s not always fun to add new policies to your...
by Joe Allaria | Aug 6, 2018 | Article, Portfolio Management, Retirement Planning
As employees covered by defined pension plans approach retirement, companies are looking for ways to remove themselves from their obligations by offering pension buyouts. For example, instead of providing the retired employee with an income stream for life, the...
by Joe Allaria | Jul 3, 2018 | Article, Portfolio Management, Retirement Planning
After years of conversations with those on the verge of retirement, I’ve noticed a trend that seems to be common among those preparing to step into their golden years. The trend is a need for confirmation; confirmation that all the hard work, discipline, and saving...
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