by Joe Allaria CFP®, MBA | Feb 24, 2026 | Article, Portfolio Management, Retirement Planning, Tax Planning
2026 Retirement Contribution Limits Explained Key Takeaways 2026 retirement account limits have increased, giving savers more room for tax-advantaged contributions across IRAs, 401(k)s, and SIMPLE IRAs. Age-based catch-up and “super catch-up” rules create important...
by Joe Allaria CFP®, MBA | Feb 23, 2026 | Article, Portfolio Management, Risk Management
2026 Stock Market Predictions Key Takeaways Market forecasts often sound convincing, but even major institutions frequently miss the mark on short-term predictions. Emotional reactions to headlines and predictions can lead investors to make costly long-term investment...
by Joe Allaria CFP®, MBA | Dec 30, 2025 | Article, Portfolio Management, Retirement Planning, Tax Planning
Roth 401(k) vs. Traditional 401(k): Which One Is Right For You? Key Takeaways Roth and Traditional 401(k)s both offer valuable tax advantages, but the key difference is whether you receive the tax benefit now or in retirement. Choosing between Roth and pre-tax...
by Joe Allaria CFP®, MBA | Oct 29, 2025 | Article, Portfolio Management, Retirement Planning
How Should I Invest My 401(k)? Key Takeaways Your 401(k) investment choices play a major role in how effectively your retirement savings grow over time. Target date funds, self-managed portfolios, and professional management each offer different levels of simplicity,...
by Joe Allaria CFP®, MBA | Oct 22, 2025 | Article, Portfolio Management, Retirement Planning
How Much Should You Be Contributing to Your 401(k)? Key Takeaways: Starting early—even with small contributions—can have a huge long-term impact thanks to compound interest. Gradually increasing your savings rate by just 1% per year can significantly boost your...
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