by Joe Allaria CFP®, MBA | Aug 12, 2026 | Article, Estate Planning, Retirement Planning, Tax Planning
Illinois Capital Gains Tax: What It Means for Retirement Planning Key Takeaways Illinois taxes capital gains at one flat rate, in retirement or otherwise. Most taxable gains are taxed at the state’s 4.95% individual income tax rate, no matter your age or how...
by Joe Allaria CFP®, MBA | Aug 6, 2026 | Article, Retirement Planning, Risk Management
Medicare Planning After 60: 8 Questions to Answer Before You Enroll Medicare covers millions of Americans, yet is still widely misunderstood. Knowing when to enroll in Medicare, what Medicare covers, and the costs associated are just a few crucial things to know as...
by Joe Allaria CFP®, MBA | Aug 6, 2026 | Article, Retirement Planning
7 Social Security Mistakes & How to Avoid Them Bad Social Security advice and poor claiming strategies continue to cost retirees, especially those eligible for spousal, survivor, and divorced retirement benefits. Social Security has provided benefits to...
by Joe Allaria CFP®, MBA | Aug 4, 2026 | Article, Retirement Planning, Social Security
Social Security Mistakes and Overlooked Decisions That Can Impact Your Retirement Key Takeaways Claiming early locks in the reduction for life. The lower monthly benefit that comes with filing at 62 doesn’t fade after a few years — it’s permanent, so the...
Recent Comments