by Joe Allaria CFP®, MBA | Oct 22, 2025 | Article, Portfolio Management, Retirement Planning
How Much Should You Be Contributing to Your 401(k)? Most Americans are saving far below the recommended 15–25% of income for retirement, leaving their futures uncertain. By capturing your employer match, following age-based savings checkpoints, and increasing...
by Joe Allaria CFP®, MBA | Sep 30, 2025 | Article, Portfolio Management, Retirement Planning
Retirement Risk Made Simple Retirement investing isn’t completely different than investing prior to retirement. The same risks and thought patterns should apply. However, the end strategy will likely look different due to expected withdrawals during the retirement...
by Joe Allaria CFP®, MBA | Jul 25, 2025 | Article, Portfolio Management, Retirement Planning
How to Get on Track for Retirement Nearly 30% of Americans have nothing saved for retirement—and even more aren’t contributing regularly. If you feel behind, you’re not alone—but a few small, smart changes could dramatically improve your financial future. According to...
by Joe Allaria CFP®, MBA | Feb 25, 2025 | Article, Portfolio Management, Retirement Planning, Video
2025 Stock Market Predictions Every year, financial experts make bold market forecasts—but most get it wrong. In 2024, the result was no different, proving once again that market timing is nearly impossible. Instead of chasing headlines, investors should focus on...
by Joe Allaria CFP®, MBA | Dec 23, 2024 | Article, Portfolio Management, Retirement Planning, Tax Planning
2025 Retirement Contribution Limits The IRS has announced new contribution limits for Traditional IRAs, Roth IRAs, 401(k)s, and Simple IRAs for 2025, along with updated Standard Deduction amounts and Marginal Tax Brackets. The IRS has released its 2025 cost of living...
by Joe Allaria CFP®, MBA | Aug 23, 2024 | Article, Retirement Planning
Can I Retire at 60 with $1 Million Dollars? Reaching a million dollars in your retirement portfolio by age 60 is a notable milestone, but it’s only part of the picture. True retirement readiness involves more than just hitting a financial target—it requires an...
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