by Joe Allaria CFP®, MBA | Jun 9, 2020 | Article, Portfolio Management, Retirement Planning
Why You Need a Specialist Near Retirement Key Takeaways: Near retirement, the key shift is from saving to coordinating withdrawals, Medicare, and Social Security decisions. Medicare premiums can be income-based, so the timing of distributions can affect what you pay....
by Joe Allaria CFP®, MBA | May 26, 2020 | Article, Portfolio Management, Retirement Planning
How to Free Yourself from Financial Anxiety Key Takeaways: Feeling financial anxiety is normal, especially during uncertain times like the COVID-19 pandemic. Reduce the unknowns by taking a clear inventory of your assets, debts, income, and expenses so you know where...
by Joe Allaria CFP®, MBA | May 19, 2020 | Article, Portfolio Management, Retirement Planning
Is Cash King? Key Takeaway: In the article, cash is “king” mainly for near-term safety (a solid emergency fund or upcoming spending), but for long-term goals it can hurt returns if fear keeps you out of the market, so cash should match your time horizon and withdrawal...
by Joe Allaria CFP®, MBA | Apr 27, 2020 | Article, Portfolio Management
7 Ways to Get COVID-19 Financial Help Key Takeaways: Review your budget, cut unnecessary spending, and consider paying only minimum debt payments temporarily to build cash reserves. Use CARES Act options to improve cash flow, like mortgage forbearance on federally...
by Joe Allaria CFP®, MBA | Mar 4, 2020 | Article, Portfolio Management
Staying Invested During Volatile Markets Key Takeaways: Market volatility is normal, with S&P 500 drops of 10% or more happening about once per year, 15% about once every four years, and 20% about once every seven years. Financial media and market “experts” are...
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