by Joe Allaria CFP®, MBA | May 13, 2026 | Article, Portfolio Management, Retirement Planning
How Social Security Decisions Can Impact Your Estate Plan Key Takeaways Social Security choices shape survivor income. The age you claim can affect the benefit available to a surviving spouse, which may change how much they need to rely on investment accounts,...
by Joe Allaria CFP®, MBA | May 6, 2026 | Article, Portfolio Management, Retirement Planning
How to Turn Your Savings Into Reliable, Tax-Efficient Retirement Income Key Takeaways Turning savings into retirement income requires coordinating withdrawals, taxes, and multiple income sources. Tax-efficient strategies and account coordination can significantly...
by Joe Allaria CFP®, MBA | Apr 29, 2026 | Article, Portfolio Management, Retirement Planning
How Much Does Retirement Cost? A Realistic Look at Retirement Spending Key Takeaways Retirement spending is personal and should be built from your actual lifestyle costs, not generic rules of thumb. Guaranteed income sources like Social Security or pensions can...
by Joe Allaria CFP®, MBA | Mar 20, 2026 | Article, Portfolio Management, Retirement Planning
What Retirement Really Looks Like in the St. Louis Metro East Key Takeaways Metro-East St. Louis offers a range of housing and living costs that can significantly shape retirement affordability depending on the community you choose. Understanding local expenses...
by Joe Allaria CFP®, MBA | Feb 24, 2026 | Article, Portfolio Management, Retirement Planning, Tax Planning
2026 Retirement Contribution Limits Explained Key Takeaways 2026 retirement account limits have increased, giving savers more room for tax-advantaged contributions across IRAs, 401(k)s, and SIMPLE IRAs. Age-based catch-up and “super catch-up” rules create important...
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