RETIREMENT PLANNING
Helping you build & preserve your wealth in your retirement years.
Retirement Planning Services
Our retirement planning services help clients approach their retirement with the clarity and confidence needed to truly enjoy their post-working years.
We help with crucial retirement planning items like:
- When can you safely retire?
- How to maximize your retirement income?
- How to protect against running out of money?
- How to provide reliable paychecks after you stop working?
- How to maximize Social Security?
- How to optimize your Medicare coverage?
- How to plan for unexpected future events?
Retirement planning is all about creating a road map that is unique to you. We provide a customized, digital financial plan that allows you to see the potential impact of certain “what-if” scenarios that may be of concern to you. This could include the possibility of a long-term care event, reduced Social Security benefits, or even an extended life expectancy.
On the positive side, we can also show you how your plan looks if we add in allowances for things like travel, gifting to grandchildren, or purchasing a new car or home.
Because we specialize in working with individuals 50 and older, we are also well-versed with important topics like Social Security and Medicare, which are often misunderstood by new and aspiring retirees. We’ll guide you every step of the way to help you make the best decision possible with these two major pieces of your retirement plan.
For a free retirement analysis, click the button below to schedule a 15-minute call.
Step #1: Schedule 15-Minute Phone Call
Additional Retirement Planning Resources
What Positive Financial Moves Can I Make in 2019?
A new year brings a fresh start and a sense of new opportunities. It’s a great time to set goals and make improvements in all areas of life. Financial goals are, of course, wonderful goals to focus on in any year. But, it can be difficult to know where to start when setting financial goals.
What Tax and Contribution Limit Changes Will Take Place in 2019?
More changes are coming for 2019 as contribution limits are set to increase once again. In addition, we will see an even higher standard deduction in 2019 than we saw in 2018. This is good news for those looking to defer more of their income to their retirement accounts. Click for some major highlights of…
Christmas Cookie Investing
There are many treasured parts of the holiday season, including the lights, gifts, and the joyful atmosphere. But, there is one part of the Christmas holiday that seems to be a favorite for those young and old; Christmas cookies. What could Christmas cookies possibly have to do with investing? I’ll get to that. But, first…
Behavioral Investing Lessons from Vegas
A group of advisors from our firm recently attended a conference for 401(k) plan advisors and that conference happened to be in lively Las Vegas, Nevada. We expected the poker tables, blackjack tables, and slot machines, but didn’t expect the lesson in behavioral investing. Not being….
Lowering Taxes with QCDs
You may have heard that that IRS requires individuals over the age of 70 ½ to begin taking distributions on their tax-deferred retirement accounts, forcing them to pay taxes on a portion of their IRAs, 401(k)s, etc. during their lifetime. These distributions are referred to as Required Minimum Distributions….
Why Robots Are Bad Financial Advisors
In this age of rapidly advancing technology, more and more investors have opted for “DIY” financial planning and robo-advisor investment management platforms. And, with the increasing capabilities of trading platforms, retirement calculators, and auto-rebalancers, why wouldn’t….
Should I Accept my Pension Buyout Offer?
As employees covered by defined pension plans approach retirement, companies are looking for ways to remove themselves from their obligations by offering pension buyouts. For example, instead of providing the retired employee with an income stream for life, the company…
Did I Prepare Well Enough for Retirement?
After years of conversations with those on the verge of retirement, I’ve noticed a trend that seems to be common among those preparing to step into their golden years. The trend is a need for confirmation that all the hard work, discipline, and saving was enough. They want to know that they…
Sailing with the Tides
Embarking on a financial plan is like sailing around the world. The voyage won’t always go to plan, and there’ll be rough seas. But the odds of reaching your destination increase greatly if you are prepared, flexible, patient, and well-advised. Click to read the full article from Dimensional….
Retiring Early? Don’t Overlook These 5 Things.
Retiring early. To most people, that phrase has a beautiful ring to it. In fact, it’s difficult to find individuals who would choose to continue working if the possibility of early retirement presented itself. However, if you’re fortunate enough to be in the position...
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