We will evaluate any gaps in your insurance coverage with an independent approach.
Risk Management Services
Our risk management services help investors increase the security of their financial plan with the protection provided by life, long-term care, and long-term disability insurance policies.
Navigating the world of insurance can be difficult because insurance salesmen are constantly trying to sell you a product, and it may be difficult to understand if it is a product you actually need.
We take an independent approach to insurance and are not married to any insurance companies. Therefore, we have no insurance quotas or sales managers pressuring us to hit an annual insurance goal.
We simply present options to our clients if insurance protection is something that is important to them, or if they are currently under-insured in any area.
Life insurance can also be used to transfer wealth to the next generation for those that intend to leave an inheritance for their children, grandchildren, and charitable institutions. We help clients maximize what they leave to their loved ones and minimize what is left to Uncle Sam.
Ultimately, we believe insurance is a tool that can help some. It’s not a one-size-fits-all solution that every human being needs to have and should not be viewed as an investment. Insurance is designed to protect against risk and/or transfer wealth from one generation to the next. Using insurance for its designed purposes create a greater chance of a positive outcome.
In addition to recommending insurance when needed, we also regularly review insurance policies that are currently in place. If you’d like to have your insurance policy reviewed, please click the button below to schedule a 15-minute call.
Step #1: Schedule 15-Minute Phone Call
Additional Risk Management Resources
In this age of rapidly advancing technology, more and more investors have opted for “DIY” financial planning and robo-advisor investment management platforms. And, with the increasing capabilities of trading platforms, retirement calculators…
Retiring early. To most people, that phrase has a beautiful ring to it. In fact, it’s difficult to find individuals who would choose to continue working if the possibility of early retirement presented itself. However, if you’re fortunate enough to be in the position...
Managing your financial plan can be overwhelming. After all, it’s ultimately up to you to make sure that your investments, retirement plan, estate plan, insurance policies, and taxes are all on track and working efficiently…
Starting a new job can be an exciting time. There’s no doubt that most are anxious to begin their new role and start learning and performing at their new company. This is even truer after extended absences from the…
As thousands of baby boomers retire every day, there is a growing concern about the future need for long-term care, whether that be in a nursing facility, assisted living facility, or even variations of in-home care. Many…
No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.