THE WEALTH NAVIGATOR BLOG
CarsonAllaria’s Financial Blog on Retirement and Wealth Management
*Privacy Policy: We promise to keep your information safe and will not SPAM your account
Who is Overseeing Your Financial Plan?
Managing your financial plan can be overwhelming. After all, it’s ultimately up to you to make sure that your investments, retirement plan, estate plan, insurance policies, and taxes are all on track and working efficiently…
Don’t Make Your Beneficiaries Search for Your Assets
You’ve likely heard or read about the importance of having an emergency savings account in case unexpected needs were to arise. Typically, that emergency fund is housed at a local bank or credit union. But whatever…
Why Investors Should Consider Dividend-Paying Stocks
Based on current economic forecasts, we could be entering a period when market returns lag behind historical returns, meaning investors might want to do due diligence on all investment strategies to find the best way to meet their objectives. If income is a goal…
How to Maximize Employee Benefits From the Start
Starting a new job can be an exciting time. There’s no doubt that most are anxious to begin their new role and start learning and performing at their new company. This is even truer after extended absences from the…
Long-term Care: Traditional vs. Alternative Policies
As thousands of baby boomers retire every day, there is a growing concern about the future need for long-term care, whether that be in a nursing facility, assisted living facility, or even variations of in-home care. Many…
Individual Bonds vs. Bond Funds for Retirement Income
In our current interest-rate environment and with the state of the global economy, retirees looking for income-driven investment vehicles can be hard-pressed to find investments that offer decent yields or dividends…
Annuities Can Work for Retirees, but Proceed With Caution
From high fees associated with increasingly complex products to questionable sales practices, annuities have gotten a bad rap over the years for many reasons. But, they’re not all bad. Because certain annuities can offer…
Younger Workers, It’s Time to Save for Retirement
Millennials and Gen Xers may not spend too much time thinking about retirement planning, but recent changes to Social Security highlight just how important it is for them to start now. Certain strategies that have…
Advisor? Planner? Broker? What Financial Titles Really Mean
Working in the financial industry, I’ve noticed that professional titles that should have distinct meanings get tossed around, intermingled and used interchangeably. As a result, they’re often misunderstood. Those of us in the industry might know the…
Preparing Your Finances, and Your Family, for the Worst
One of the best things about being a financial planner is getting to interact with so many different people each day. We care a lot about our clients, and we do our best to build strong relationships with them. We learn as…
Your Stocks Did Well, How Come Your Portfolio Didn’t?
Why do some investors find themselves not only underperforming benchmarks, but also underperforming their own investments — in other words, seeing poor returns from holdings that actually did quite well over time? The likely answer is poor…
Stock Market Naysayers Paint an Incomplete Picture
Some in the financial media say a stock market correction is inevitable. That prediction is intriguing, but it has a few subtle, yet gaping holes. Are we standing at the precipice after a strong uphill climb in the world of investing, or does it just seem that way to...
Your Investments Might Not Be That Important
Many people weigh the success of their financial life entirely on the performance of their investment or retirement accounts. In the past, the world of financial advice revolved around what funds or stocks to pick and when to buy or sell. I’d like to share an idea...
Free Retirement Assessment
Our free assessment will show you how to invest confidently, reduce taxes, and retire sussessfully.
We want you to know exactly how we can help before you pay us a single dollar.
Like our financial blog? Follow us on Social Media or Contact Us!
About the Blog
The Wealth Navigator is a financial blog that was created in 2015 to provide pertinent, yet digestible wealth management tips for the average, everyday person. You don’t need to have a PhD in finance or a Series 7 license to understand the posts in our blog. Yet, the strategies covered can provide immense value to readers when implemented.
The blog primarily focuses on the following wealth management topics:
- Retirement Planning (withdrawal strategies, investing near retirement, Social Security analysis, and Medicare planning)
- Investment Management (behavioral finance, diversification, markets)
- Tax Planning (tax-reduction strategies, tax-loss harvesting, charitable giving strategies, etc.)
- Risk Management (life insurance, long-term care concerns, long-term disability)
- Estate Planning (generational planning, estate tax reduction strategies, wills/trusts/powers of attorney)
Joe Allaria, a Partner and Wealth Advisor with CarsonAllaria Wealth Management, and a primary writer for the blog, has been featured in several financial publications, including; The Wall Street Journal, USAToday.com, Nasdaq, CNBC.com, Yahoo Finance, and Investopedia.